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Insurance & Liability

Cover, claims and who pays when a parked car is damaged.

63 articles

Two parked cars in designated parking spaces for city vehicles

Best Insurance Coverage for City Parking

Introduction Imagine pulling into a bustling city parking lot, your heart racing as you search for an empty bay amid the sea of vehicles. Suddenly, a careless driver collides with your parked car, leaving you with a dented door and a looming repair bill. This scenario is all too familiar for urban drivers and underscores the importance of securing the best insurance city parking coverage. For both car owners and parking space proprietors, understanding…
Snow-covered vehicle in a parking space during winter season

Parking Dents and Scratches Are They Covered

Introduction Picture this: you’ve just returned from a long day at work, tired and ready to unwind. As you pull into your usual parking spot, you notice a fresh dent on your car door, a painful reminder of how easily *parking dents and scratches* can occur. For drivers and parking space owners alike, understanding whether these damages are covered under insurance is crucial. It not only affects the financial implications of repairs but also influences the…
A Stressed Driver Right After An Accident

Stress Management Tips to Keep in Mind Following a Motor Accident

Of all the high-stress events that life has to offer, being involved in a motor accident is generally considered to be right up there as one of the worst – especially if you happen to be in a car accident while parked.Not only will you have to contend with the immediate financial and practical inconvenience of damage to your car, but you may even walk away from the crash yourself with a few visible or invisible scars and injuries. Issues like lasting…
Towing Mirror Installed In A Car

Common Towing Mirror Mistakes (That Lead to Damage, Vibration — and Parking Problems)

Upgrading to high-quality towing mirrors is one of the smartest moves you can make when pulling a caravan, trailer, or boat. They improve visibility, reduce blind spots, and help you tow more safely.When fitted correctly, high-quality towing mirrors also make reversing and parking a large setup far easier — especially in tight caravan parks, shopping centre car parks, or residential streets.However, incorrect installation or poor usage can lead to…
A Red Car After Being Hit By Another Vehicle

Accident Blackspots In Major Australian Cities Drive Safe

Driving and parking in Australian cities can be challenging. Busy roads, tight streets, and limited parking already test the skills of any driver. When you add accident blackspots to the mix, staying safe becomes even more important. This guide highlights the most crash-prone roads and intersections in major cities, and provides practical advice for drivers who rely on street or rented parking. We also cover how to handle accidents, claims, compensation,…
Outdoor Parking Lot Full Of Parked Cars Where You Have To Protect Your Vehicle From Damage

Protect Your Vehicle From Damage In Shared Parking Lots

Shared parking lots can be convenient, but they also come with plenty of hidden risks. Whether it’s at a busy shopping center, an apartment complex, or your workplace, these areas are filled with vehicles coming and going at all hours. To protect your vehicle from damage, you need to be aware of your surroundings and practice smart parking habits. Small dents, scratches, and fender benders can happen in an instant, but many of them are preventable. With a…
Drive Safe Stay Protected How Defensive Driving Can Save Lives And Lower Insurance Costs

Defensive Driving Can Save Your Life And Insurance Rates Too

Defensive driving is a crucial skill that not only saves lives but also helps reduce insurance rates. By adopting defensive driving techniques, drivers can anticipate and react to potential hazards on the road, significantly lowering the risk of accidents. This approach is particularly important in urban areas where congestion and parking challenges, such as navigating through crowded parking lots and car parks, can increase stress and risk. In this…
Protecting Parking Lots The Best Sealants  Coatings For Longevity

The Best Sealants & Coatings To Prevent Parking Lot Damage

As a property manager or business owner, maintaining your parking lot or car park is crucial for both aesthetics and functionality. The constant wear and tear from vehicles, harsh weather conditions, and chemical spills can quickly deteriorate your parking surface, leading to costly repairs and potential liability issues. That's where sealants and coatings come in - these protective layers can significantly extend the life of your parking area, saving you…
Reserved Handicap Parking Accessibility And Legal Compliance In Public Spaces

How To Handle Accidents & Liability Issues In Parking Garages

Parking garages are an essential part of urban infrastructure, providing convenient parking spaces for cars and other vehicles. However, these multi-level structures can also be the site of accidents and liability issues. Whether you're a driver, pedestrian, or parking garage operator, understanding how to handle these situations is crucial. This article will guide you through the complexities of accidents and liability in parking garages, offering…
A Lady Assessing Damage To Her Vehicle Caused By A Parking Lot Accident

What To Do If Your Car Gets Damaged In A Parking Lot

Discovering that your car has been damaged in a parking lot can be both frustrating and stressful. Whether you've returned to your vehicle in a multi-level parking garage in Sydney's CBD or found a new dent at your local shopping centre car park, these incidents are surprisingly common across Australia. According to the NRMA, around 40% of all car insurance claims involve incidents that occur in parking facilities. The moment you notice damage, a flood of…
A Simple Concept Of Car Insurance

Car Insurance Considerations When Using Parksy

When using Parksy platforms for car parking, understanding your insurance coverage is crucial for both drivers and parking space owners. Many Australians assume that parking in a privately rented space automatically includes insurance protection, similar to commercial parking facilities. However, the reality is quite different. Peer-to-peer parking services like Parksy function primarily as connections between space owners and drivers, without assuming…
Multiple cars parked safely in an open parking lot

Parking Safety Tips To Avoid Damage From Other Vehicles

Finding the perfect parking spot in a busy car park can feel like a small victory, but it's often followed by the worry of potential damage to your vehicle while you're away. Whether you're parking in a multi-level parking garage or an open-air parking station, the risk of dents, scratches, and other damages from careless drivers or tight spaces is ever-present. According to recent statistics, over 20% of car accidents in Australia occur in parking lots,…
An image of American parking ticket attached to a car

Can Parking Tickets Affect Your Insurance In The Usa?

 Parking tickets are a common hassle for drivers across the United States. Whether it’s a result of an expired meter, parking in a no-parking zone, or overstaying in a time-limited spot, many of us have found that dreaded piece of paper on our windshields at some point. But beyond the immediate inconvenience and potential financial penalty, many drivers worry about whether these tickets might have more long-lasting impacts, particularly on their car…
Winning A Parking Fine Appeal Thanks To Parksy

Is It Possible To Claim Parking Fines As Tax Deductions?

Figuring out tax deductions can be tricky, especially when it comes to knowing which expenses are eligible for claiming. If you've ever been slapped with a parking ticket while on a business trip, you might be curious about whether you can write off that expense on your tax filing. In this discussion, we'll explore this topic using insights from the Australian Taxation Office (ATO) and other relevant sources. Whether you're a business owner, an employee,…
How to Create a Personalized Free Happy Birthday Gift

Claim Your Free Happy Birthday Gift Right Here And Now

Celebrating your birthday should be special, and what better way to mark the occasion than with a hassle-free parking experience at your favourite car park? At Parksy, we understand that finding convenient and affordable parking in Australia's bustling urban centres can be challenging, especially on your special day. According to recent research, the Australian Parking Services industry is valued at $1.9 billion in 2025, highlighting just how significant…
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