Why Your Car Insurance May Not Cover Parking Lot Incidents
Introduction
Imagine this: you’ve just parked your vehicle in a crowded lot, only to return a few minutes later to find a shopping cart denting the side of your car. As you stand there assessing the damage, a wave of frustration washes over you—not only from the physical harm to your vehicle but also from the realization that your insurance may not cover parking incidents. This scenario is more common than one might expect, raising critical questions for drivers and parking space owners alike.